Property Attributes
- MLS#PF26050560
- TypeSingle Family
- Listing Status Active
- CountyRiverside
- CityLa Quinta
- Area La Quinta South of HWY 111
- NeighborhoodWatercolors (31371)
- Zip92253
- Style
- Year Built2006
- Price$ 445,000
- Bedrooms2
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage1231
- Lot Size0.06 Acres
Data Source:
California Regional MLS (CRMLS)
Property Description
Think you can’t afford to own a home? If you can qualify for a net price of $389,000 then Watercolors, a highly desirable, affordable, vibrant 55+ gated community welcomes you! The City of La Quinta Housing Authority offers a Silent Second mortgage of $56,000 (details below) for this beautifully maintained, move-in ready, detached 2-bedroom home which includes convenient direct access to the attached 2-car garage. A nice sized patio with a sliding door grants access to the large living room. Step inside to this light and bright, open airy floor plan home with a cozy gas fireplace, ceiling fans and soaring 12 ft. ceilings in the great room. Custom plantation shutters throughout shield the sun. The spacious primary suite includes a 7 ft. vanity with dual sinks, walk-in shower, and a large custom Elfa fitted walk- in closet. There is high-end carpeting in both bedrooms for comfort and the polished floors in the living room and hallway grant an elegant sophisticated look. The kitchen and bathrooms are tiled. The second bedroom is also nice sized with a custom closet. The home exemplifies pride of ownership. This home comes with a Ring security system and doorbell, indoor washer and dryer, and all nearly new stainless steel kitchen appliances. Watercolors community amenities include a beautiful clubhouse available for private parties, pool and spa. The low HOA dues include internet and cable services. Qualified buyers must meet age and moderate-income requirements per the city of La Quinta Housing Authority. So, this is how it works: the total purchase price is $445,000, which includes the city giving you $56,000, which is referred to as a silent second. ($389,000 + $56,000 = $445,000). Your loan amount would be based on $389,000 minus your down payment which can be up to 20% of the $389,000. There are no interest or payments due on the silent second. Buyers need to meet income qualification criteria with the city Housing Authority for only the lesser amount of $389,000. This home must be a primary residence; no rentals, no cash purchases, no investors. The 2026 income limits are as follows: 1 person $68,900 to 89,450, 2 people $78,750 to 102,250, 3 people $88,600 to 115,000, 4 people $98,400 to 127,800.) Know a senior who would like down payment assistance when buying a home? Don’t miss this opportunity for a home close to dining, shopping and nearby million-dollar homes. Come and experience the blend of comfort and convenience at Watercolors
| Price History | |
|---|---|
| 3/8/2026 | Listed $445,000 |
General Features
| Living Area | 1231 |
|---|---|
| Sewer | Public Sewer |
| Heating | Central |
| Cooling | Central Air |
| Utilities | Cable Connected |
| Possession | Negotiable |
| Roof | Tile |
| Appliances | Dishwasher,Gas Range,Ice Maker,Microwave,Refrigerator,Water To Refrigerator |
| Zoning | R112M |
| HOA Fee | 316 |
| Garage Spaces | 2 |
| Patio/Porch Features | Patio |
| Architectural Style | Contemporary |
| Pool Features | In Ground,Association |
| Security Features | Gated Community,Key Card Entry,Smoke Detector(s) |
| Construction Materials | Stucco |
| Year Built | 2006 |
| View | Mountain(s) |
| Stories Count | 1 |
| Levels | One |
| Property Subtype | Single Family Residence |
| Community Features | Biking,Street Lights,Suburban,Gated |
| Assoc Fee Paid Per | Monthly |
| County | Riverside |
| New Construction | false |
| Property Type | Residential |
| Association Amenities | Clubhouse,Pool,Pet Restrictions,Spa/Hot Tub |
| HOA | true |
| Attached Garage | true |
| Subdivision Name | Watercolors (31371) |
| Garage Y/N | true |
| Full Baths | 2 |
| Special Listing Conditions | Standard |
| Status | Active |
| Directions | South of Hwy 111,Dune Palms south to 48 west to Watercolors gate right , Cross Street 48 & Dune Palms |
| City | La Quinta |
| Disclosures | Covenants/Restrictions Disclosure,HOA Disclosure |
| Association Name | Watercolors HOA |
| Entry Location | ground |
| Senior Community Y/N | true |
| High School District | Desert Sands Unified |
| Open Parking Spaces | 2 |
| Number Of Units Total | 149 |
| MLS Area | 313 - La Quinta South of HWY 111 |
| Lot Size Units | Square Feet |
| Lot Size Square Feet | 2614 |
| Listing Terms | Cash,Cash to New Loan,Conventional,Fannie Mae,Government Loan,VA Loan |
| Spa Features | Association,Heated,In Ground |
| Property Attached Y/N | false |
| Land Lease Y/N | false |
| Current Financing | Conventional |
| Additional Parcels Y/N | false |
| Lease Considered Y/N | false |
| Structure Type | House |
| Living Area Units | Square Feet |
| Standard Status | Active |
| Occupancy Type | Owner |
| Year Built Source | Assessor |
| Tax Lot | 29 |
| Property Sub Type Additional | Single Family Residence |
| PostalCity | LA QUINTA |
Interior Features
| Interior Amenities | Breakfast Bar,Ceiling Fan(s),Cathedral Ceiling(s),High Ceilings,Open Floorplan,Walk-In Closet(s) |
|---|---|
| Flooring | Carpet,See Remarks,Tile |
| Fireplace Features | Gas Starter,Living Room |
| Total Stories | 1 |
| Common Walls | No Common Walls |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Window Features | Plantation Shutters |
| Fireplace Y/N | true |
| Laundry Features | Inside |
| Total Bedrooms | 2 |
| Entry Level | 1 |
| Main Level Bedrooms | 2 |
| Main Level Bathrooms | 2 |
| LivingAreaSource | Assessor |
| Total Baths | 2 |
Exterior Features
| Parking Features | Direct Access,Garage,Garage Door Opener |
|---|---|
| Lot Features | Sprinklers On Side |
| Water Source | Public |
| Total Parking | 4 |
| Lot Size Area | 2614 |
| Spa | true |
| Lot Size Acres | 0.06 |
| Private Pool | false |
| Lot Size Source | Assessor |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Based on information from California Regional Multiple Listing Service, Inc. as of September 12, 2026 4:02 PM UTC This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.